11 "Faux Pas" Which Are Actually OK To Make With Your New York Accident Lawyer
A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System
New York City is a city where car accidents are a common occurrence. Some of these accidents can cause serious injuries, even if they are only minor collisions. The injured parties should immediately contact 911 and seek medical care.
A New York car accident lawyer can help victims with their legal requirements after an accident. They can assist victims in obtaining compensation for medical expenses and lost income.
No-fault insurance
New York is a no-fault insurance state which means that drivers passengers, pedestrians and bicyclists are covered by their personal automobile insurance policies for medical expenses, lost wages, and other related expenses. While this system has protected car accident victims from being buried due to out-of-pocket costs, it is important to know what it means and does not mean.
To be eligible for the benefits of No-Fault insurance, you must meet certain requirements. First and foremost, you must be injured in an accident that occurred in New York. You must also be a driver or passenger in the insured vehicle or a cyclist or pedestrian who was struck by the vehicle. The person injured must be treated in a hospital or by a licensed provider. You must be able to prove that you suffered "a serious injury."
New York State Insurance Law defines serious injuries as a permanent loss of function or disfigurement. All of these injuries are severe and can have a negative impact on the life of a victim. If you have been seriously injured in a New York car accident, an experienced New York injury attorney can assist you in obtaining the compensation that you deserve.
A lawyer can help you with the legal process in numerous ways following a serious auto accident. They can explain your legal options, conduct a thorough investigation and engage with the insurance company on your behalf. They can also initiate a court action on your behalf against the driver who caused the accident.
You may have to pay for astronomical medical expenses along with loss of wages, and other costs following a serious accident. No-fault insurance will help with these costs and other expenses, so you should seek treatment after an accident, even though you feel okay.
If you are unable to return to work due to an accident, no-fault insurance can pay up to $2,000 in lost wages per month. It also covers a number of your out of pocket costs, including the cost of household assistance.
Insurance companies often schedule an IME (Independent Medical Examination) or EUO, or Exam under Oath. The requirement to attend is that failure to do so may result in denial of benefits retroactively.
Pure faults that are comparable
In many cases of car accidents the plaintiffs could be partially or fully responsible for the accident. The law grants injured parties the right to recover damages in proportion to their share of fault. This is referred to as pure comparative fault. Pure comparative is different from modified comparative, which caps the amount a person could be found to have to prevent the claimant from obtaining financial compensation. Modified comparative fault states typically have a range of 49 to 51 percent.
In a car accident case the plaintiff's legal liability for the crash depends on proving two things that are causation and negligence. Negligence is the violation of an act of law, or acting with unreasonable negligence. The causality is the way the negligence caused the injury. To prove legal responsibility the plaintiff must prove the economic damages caused by their injuries, like medical bills, lost income, and travel expenses for appointments. Non-economic losses can include emotional trauma, pain and suffering.
New York is one of the 13 states with absolute comparative fault laws, which means that the injured party are still able to seek compensation even in the event that they are partly at the fault. If the claimant is found more than 50 percent responsible, they are not able to claim damages. In this case it is essential to consult with a reputable attorney.
Comparative fault applies to any personal injury or wrongful-death situation in which the victim (or the heirs) have suffered physical or mental damages. The concept of comparative blame is more complex in cases of wrongful deaths.
It is essential to comprehend the concept of comparative negligence when submitting an insurance claim following an accident in New York. Your lawyer will assist you determine the extent of your personal responsibility to the accident and work with insurance companies to ensure you receive the maximum compensation possible for your injuries.
Concord and several liability can be used in the event of several defendants. This system splits the verdict between all defendants in the event that a jury finds you jointly and severally responsible for the accident. This is a great way to ensure you receive the most compensation for your injuries.
Insurance Company Tactics
Car accidents can be stressful enough, and the aftermath can be even more difficult. Victims of injuries are often confronted with medical bills, loss of income due to being unable to go to work and physical pain. They also have to think about how they will pay rent and other expenses that are part of their daily lives. They don't have to endure the stalling tactics used by insurance companies to convince them to accept lower settlement offers.
Insurance companies are in business to make money. They do this by denying or reducing your claims. Insurance agents will use every trick to deny you the compensation you deserve. It is crucial to employ an experienced New York car accident attorney to ensure that you are treated fairly. The lawyers at Mirman Markovits & Landau PC have years of experience fighting for the rights of victims of car accidents. Our lawyers will stand up to insurance companies and their sneaky tactics.

Insurance companies will do everything they can to delay your claim or stall the negotiations in order to save as much money as possible. They will also try and avoid liability by arguing that your injuries aren't connected to the accident or that they do not require treatment. They could even argue that your accident was caused by a previous medical condition.
In some instances the insurance adjuster may offer a settlement that seems reasonable. This is a typical scam that a lot of people fall for. In reality, this offer will be much lower than the amount you will actually have to pay for medical treatment and other damages.
New York law requires that every driver have no-fault insurance. It is nevertheless common for people to become injured while driving or riding in another's vehicle. Distracted driving, reckless driving and speeding are some of the most common causes of accidents. Distracted driving occurs when a driver uses a device to send or receive text messages, makes phone calls or listens to music while behind the wheel. Distracted driving can cause drivers to lose control of their vehicles, resulting in serious crashes. Other causes of crashes include drunk driving, road conditions, and weather conditions.
Reckless driving
You could be entitled to compensation if you have been injured in an accident caused by reckless driving. A New York City reckless driving accident lawyer can assist you investigate the crash to identify all parties who may be accountable for your injuries and losses. They could also make a claim or lawsuit against the driver to recover damages.
The New York criminal code defines reckless driving as the practice of operating the vehicle in a way that endangers the lives and safety of other drivers and pedestrians or riders on bicycles. To convict someone of this crime the police officer must demonstrate more than mere negligence or recklessness. The officer must show that the driver was aware that their actions could have caused an accident or place others in danger.
Even minor traffic violations can be deemed reckless driving in New York. Driving through a stop sign or red light could cause serious accidents. If a driver is found driving recklessly, they might be found guilty of misdemeanors and be subject to fines or even jail time.
Unsuspecting driving can cause serious injuries to pedestrians, other drivers, and bicyclists. Anyone who is found guilty of this offense will receive points added to their license and may be subject to hefty fines. This can cause a driver's insurance rates to go up substantially. It's important to hire a New York reckless driving accident attorney who will ensure that the driver is held accountable in a fair manner.
The laws governing reckless driving in New York are extremely strict and could lead to substantial penalties which include fines and even imprisonment. The severity of a penalty is contingent on a variety of factors, such as the severity of the accident and whether there were aggravating circumstances. A conviction for reckless driving could also result in suspension of a driver's licence.
A seasoned reckless driving accident lawyer will know how to investigate the cause of a collision and gather evidence that will demonstrate your innocence. This evidence could include witness statements as well as phone records to determine whether the driver was distracted, photographs and videos captured at the scene of the accident, medical reports from the official and toxicology reports. They will file and defend lawsuits or insurance claims to get you the maximum amount of compensation for your injuries.